Free • Takes about 1 minute
Find out if you're mortgage-ready before you apply.
Whether you're buying, refinancing, or growing a rental portfolio, get a personalized readiness assessment that shows exactly where you stand and what to do next.
1,700+
Investors funded
21 days
Average time to close
$5M / $10M+
Single-family and multifamily loan ceilings
20+
National investment lenders
Don't get caught by surprise
Applying blind is expensive.
Applying for a mortgage without knowing where you stand can lead to unnecessary stress and costly surprises. Without a clear picture, you could:
Miss your buying window and sign another lease.
Delay your refinance or next investment.
Get asked for extra funds at closing you weren't expecting.
Wonder whether you were ever ready in the first place.
What's included
A clear picture, personalized to your goals.
Your assessment is tailored to your timeline and current financial profile, so instead of guessing, you'll understand exactly where you stand and what comes next.
Your readiness level
A straight answer on how mortgage-ready you are right now.
What affects your approval
The specific factors lenders will weigh in your application.
Areas to address first
What deserves attention before you apply, and what doesn't.
A personalized roadmap
Clear next steps built around your goals, not a generic checklist.
We take it from here
When you're ready, your Renorate team matches your file to the right lender and runs the loan through to closing.
How it works
Three steps. About a minute to start.
Answer a few questions
Complete a short questionnaire about your mortgage goals and situation.
A specialist reviews it
A readiness specialist reviews your information. No automated brush-off.
Get your roadmap
Receive your personalized assessment and recommended next steps.
In their words
What clients say.
Real reviews from people our team has walked through the readiness process.
"Porsha not only took me step by step but was very patient on where I stood and how it could get better (even if the truth hurt a little). It's what I needed... [She] took the time to explain to me where I'm at, where I'm going and how to get there."
Derrick McDaniel
"She asked questions to get to know me, wanted to know my goals. After we talked for a while she... told me exactly what I needed to do to reach my goal realistically. I followed her to a T."
Tanya Groomes-Butler
"Porsha is awesome, informative and patient. Porsha answers all questions and is an educator throughout the process. She never made me feel like I was a bother to her at all."
Chakita Barnes
Reviews are shown as submitted, condensed for length. Ellipses mark omitted text. No reviewer was paid or given anything of value in exchange for a review. Individual results vary; nothing here is a promise of approval or of any particular credit outcome.
Start now
Get your free Mortgage Readiness Assessment.
Don't wait until after you've applied to find out where you stand. Start with a few quick questions.
Don't leave it to guesswork
Know where you stand before you apply.
One of your biggest financial decisions deserves a plan, not a guess. Get your personalized roadmap today.
Start my free assessment →